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◈ TRACKER
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UPDATE
NEON//
LEDGER
00:00:00
FINANCE OS v3.0
DATA
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⬆ IMPORT
AUTO-SAVED
Pay Breakdown
Gross Yearly Salary
$
Tax Input Method
% Rate
$ Amount
Effective Tax Rate
%
Annual Taxes Withheld
$
Monthly
Bi-Weekly
Gross
Gross Monthly
—
Gross Bi-Weekly
—
Net
Net Monthly
—
Net Bi-Weekly
—
▶ USE NET MONTHLY AS AFTER-TAX INCOME
Monthly Income
$0
After-tax salary or wages
$
Additional income (rental, self-employment, pension, etc.)
$
Needs
(necessities)
$0
Rent / Mortgage
$
Homeowners or renters insurance
$
Property tax (if not in mortgage)
$
Auto insurance
$
Health insurance
$
Out-of-pocket medical costs
$
Life insurance
$
Electricity & natural gas
$
Water bill
$
Sanitation / garbage
$
Groceries, toiletries & essentials
$
Car payment
$
Parking & registration fees
$
Car maintenance & repairs
$
Gasoline
$
Public transportation
$
Phone bill
$
Internet bill
$
Minimum student loan payments
$
Other minimum loan payments
$
Child support or alimony
$
Other needs
$
Wants
(discretionary)
$0
Clothing, jewelry, etc.
$
Dining out
$
Special meals at home
$
Alcohol
$
Movie, concert & event tickets
$
Gym or club memberships
$
Travel (airline, hotels, rental cars)
$
Cable or streaming packages
$
Home decor
$
Other wants
$
Savings & Debt
$0
Emergency fund contributions
$
Savings account contributions
$
PEPRA / 457 contributions
$
Individual retirement account (IRA)
$
Robinhood / Brokerage investments
$
Credit card payments
$
Student loan payments
$
Mortgage extra payments
$
Fines
$
Other savings / debt repayment
$
Account Balances
$0
Track current balances — not included in budget calculations
+ ADD ACCOUNT
Summary
Monthly Income
$0.00
Remaining
$0.00
Needs
$0
Wants
$0
Savings
$0
Total Expenses
$0
50 / 30 / 20 Rule
50% — Needs
$0 / $0
Enter income to see guidance
30% — Wants
$0 / $0
Enter income to see guidance
20% — Savings
$0 / $0
Enter income to see guidance
Spending Breakdown
NO DATA
YET
Needs
Wants
Savings
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